There is a Hidden Crisis Inside Most 401(k) Plans

The fact that 70% of all plans fail Department of Labor* audits doesn't mean that plan sponsors are reckless. They are simply uninformed about plan operations and thus heavily depend upon providers.
Here's what typically happens:

  • You’re told your recordkeeper “handles administration.”
  • Your advisor “handles investments.”
  • Your TPA “handles compliance.”

So you assume: "Someone is handling it."

Until...

An eligible employee was not properly auto-enrolled.

A plan amendment caused you to fail your ADP test resulting in a refund of contributions to senior management.

Late contributions reported on your 5500 filing triggered an investigative audit by the Department of Labor.

And you realize: You were managing a risk you were never trained to see.

* Over the past two decades, the results of EBSA investigative audits have shown an average of seventy percent or more of plans audited, resulted in an operational failure and breach of fiduciary care resulting in fines, penalties and plan restitutions. (DOL-EBSA published results)

Operating a 401(k) PlanTM Exists for One Reason:

To finally give plan sponsors the training they are expected to have, but were never given.

This is not: Investment education, or an explanation of what is a 401(k), or some sort of provider sales pitch that seems to be the norm.
This is operational fiduciary training for people who live inside - payroll systems, census files, participant transactions, annual compliance testing, plan audits, 5500 deadlines and plan provisions.

The Real Outcome is Not Knowledge...
It's Control.

This training isn't to simply make you "smarter" about 401(k)s.
It is designed to move you -
from: confusion, dependence and fear of getting it wrong,
to: clarity, control and confidence in your fiduciary decisions.

What's Coming in 2026!

Eighteen unique training modules divided into three distinct learning sections: The Plan, The Providers and The Process.

—

The Plan

In this section, we cover the structure of a 401(k), including plan provisions, design, fiduciary oversight and strategy.

The Providers

In this section, we will focus on what each plan provider does, what you should expect and how they are compensated.

The Process

In this section, we walk through best practices for operating your 401(k) from payroll census data, through participant transactions and annual compliance.

Look for updates in early 2026. Haven't signed up yet?

This is the perfect place to start.
Sign up here to not only receive first mover access, but one time only discounts and benefits for the first 100 "founding members" of this training community.